Your money and your business, side by side.
Personal accounts, payments and company finances in one app and one web dashboard, with approvals and holds that act before money moves.

The Nemapp dashboard in its test environment. Balances are simulated.
Every account, one view.
The iPhone app and the web dashboard share the same accounts and the same controls.
Accounts
Checking, savings and vaults, each with its balance, account details and monthly statements.

Pay and request
Pay Nemapp members by email, phone or @handle. The fee, delivery and total are on screen before you send.

Set money aside
Vaults hold money for a goal, with a target, a date and optional scheduled contributions.

Report anything
Open any transaction and tap Report an issue. A support case opens straight away.

Two sides of your money. One place to run them.
Most people who run a company also run a household. Nemapp keeps them apart, one switch away from each other.

Send in a few taps
Pick who to pay, type the amount, review. Payments between Nemapp members arrive instantly.

Vaults for what's next
Separate money for a goal and watch it fill. It moves back to checking instantly. Vaults don't earn interest.

Approvals you set
Choose the amount above which a payment needs someone else's sign-off, and when it needs two.

A balance you can read
What's available, what's pending and how it moved, without decoding a ledger.

Company payments with a check
A payment over your threshold waits in Approvals until another person signs it off.

Something wrong? Say so
Every transaction has a Report an issue button that opens a case with support.
Checks that happen before money moves.
Each control is something you can see in the app, not a promise in small print.
Locked when you leave
The app opens with Face ID or your Nemapp passcode. Face data stays on your iPhone.
New phones start limited
A new device can't move large amounts until you approve it from one you trust.
Recovery takes a person
Codes alone never restore access. A reviewer confirms your identity first.
Give your team access, not the keys.
Seven roles from owner to read-only, accounts for each purpose, and a second approver on the payments that matter.

What Nemapp is
- A financial technology company building personal and business accounts for the United States.
- An iPhone app and a web dashboard, tested with a small group.
- Developed by NEMAPP LLC.
What it isn't
- Not a bank.
- Not open to the public or taking applications yet.
- Not offering cards, international transfers, currency exchange or investing.
We're opening carefully.
Nemapp isn't taking applications yet and there is no waitlist to join. When accounts open, availability, terms and the bank that holds customer money will be published here first. Invited testers can sign in to the test dashboard.