Nemapp

Your money and your business, side by side.

Personal accounts, payments and company finances in one app and one web dashboard, with approvals and holds that act before money moves.

Nemapp is a financial technology company, not a bank. In private testing; screens show simulated money.
The Nemapp web dashboard: a business overview with total balance, money in and out this month, and Main, Operating, Payroll and Reserve accounts.

The Nemapp dashboard in its test environment. Balances are simulated.

Every account, one view.

The iPhone app and the web dashboard share the same accounts and the same controls.

  1. Accounts

    Checking, savings and vaults, each with its balance, account details and monthly statements.

    Checking account on iPhone: available balance, a one-month chart and account details.
  2. Pay and request

    Pay Nemapp members by email, phone or @handle. The fee, delivery and total are on screen before you send.

    Payment review on iPhone: $125.50 to a Nemapp member, free and instant.
  3. Set money aside

    Vaults hold money for a goal, with a target, a date and optional scheduled contributions.

    Savings vaults on iPhone with progress toward two goals.
  4. Report anything

    Open any transaction and tap Report an issue. A support case opens straight away.

    Transaction detail on iPhone with a Report an issue button.

Two sides of your money. One place to run them.

Most people who run a company also run a household. Nemapp keeps them apart, one switch away from each other.

Send money keypad in the Nemapp dashboard: $125.50 from Checking.

Send in a few taps

Pick who to pay, type the amount, review. Payments between Nemapp members arrive instantly.

Two vaults: Tokyo in spring at $1,850 of $6,000 and a safety net at $12,000 of $25,000.

Vaults for what's next

Separate money for a goal and watch it fill. It moves back to checking instantly. Vaults don't earn interest.

Approval rules: payments above $5,000 need approval, two approvers above $50,000, bills above $2,500.

Approvals you set

Choose the amount above which a payment needs someone else's sign-off, and when it needs two.

A balance you can read

What's available, what's pending and how it moved, without decoding a ledger.

New business payment form: over your approval threshold, it goes to Approvals first.

Company payments with a check

A payment over your threshold waits in Approvals until another person signs it off.

A completed $260.00 transfer with date, category, account and a Report an issue button.

Something wrong? Say so

Every transaction has a Report an issue button that opens a case with support.

Security

Checks that happen before money moves.

Each control is something you can see in the app, not a promise in small print.

How Nemapp protects accounts

Locked when you leave

The app opens with Face ID or your Nemapp passcode. Face data stays on your iPhone.

New phones start limited

A new device can't move large amounts until you approve it from one you trust.

Recovery takes a person

Codes alone never restore access. A reviewer confirms your identity first.

Business

Give your team access, not the keys.

Seven roles from owner to read-only, accounts for each purpose, and a second approver on the payments that matter.

The Nemapp business dashboard: total balance, money in and out, approvals waiting, and four accounts.

Explore Nemapp for business

What Nemapp is

  • A financial technology company building personal and business accounts for the United States.
  • An iPhone app and a web dashboard, tested with a small group.
  • Developed by NEMAPP LLC.

What it isn't

  • Not a bank.
  • Not open to the public or taking applications yet.
  • Not offering cards, international transfers, currency exchange or investing.

We're opening carefully.

Nemapp isn't taking applications yet and there is no waitlist to join. When accounts open, availability, terms and the bank that holds customer money will be published here first. Invited testers can sign in to the test dashboard.

Nemapp is a financial technology company, not a bank. In private testing; screens show simulated money.