Company money with a second pair of eyes.
Accounts for each purpose, a team with clear permissions, and approvals on the payments that matter, in the browser and on iPhone.
Everything a small finance team touches.
Approvals you set
Choose the amount above which a payment needs someone else's sign-off, and when it needs two.
Company payments with a check
A payment over your threshold waits in Approvals until another person signs it off.
Reports without a spreadsheet
Profit and loss, balance sheet and cash flow by month, plus a transaction export for your accountant.
Something wrong? Say so
Every transaction has a Report an issue button that opens a case with support.
Accounts by purpose
Separate accounts for operating money, payroll or a reserve, each with its own statements.
Seven roles
Owner, admin, finance manager, accountant, payroll manager, employee or read-only.
Invoices and bills
Issue invoices to customers, track what's paid, and pay vendor bills.
Expenses
Team members submit expenses with a receipt; approved expenses are reimbursed.
Exports
Statements and a CSV export of transactions for your accountant.
An audit trail
Permissions are enforced on Nemapp's servers, and actions on the account are recorded.
Not offered
Business cards, international payments and currency exchange are not offered to businesses.
We're opening carefully.
Nemapp isn't taking applications yet and there is no waitlist to join. When accounts open, availability, terms and the bank that holds customer money will be published here first. Invited testers can sign in to the test dashboard.