Specific controls, not a promise.
No financial service can promise that fraud won't happen. Here is what Nemapp actually does, so you can judge it yourself.
Before money moves
You review the amount, fee, delivery and recipient, then confirm with Face ID or your PIN. Limits you set are enforced on Nemapp's servers, not just in the app.
App lock
Nemapp locks whenever you leave it and opens only with Face ID or your Nemapp passcode. Face ID data never leaves your iPhone.
Device keys
Each iPhone holds its own key. A new phone stays limited until you approve it from one you already trust.
Two-factor sign-in
Sign-in can require a one-time code in addition to your password.
Holds for new recipients
Hold first payments to new people for 12, 24 or 48 hours, and cancel during the hold.
Reviews when it looks wrong
Payments that look unusual, or come from a device that isn't verified yet, are paused for review.
Emergency lock
Lock your account yourself in a few taps if something feels wrong.
Getting back in takes a person.
Account recovery is where many takeovers happen, so codes alone never restore access. A Nemapp reviewer confirms your identity, a waiting period follows, and transfers stay limited for a few days afterwards.
On the web and in business accounts
Sessions
The web dashboard keeps you signed in with a secure, HttpOnly cookie that scripts can't read.
No trackers
This website and the dashboard load no analytics, advertising or tracking scripts.
Approvals and roles
Business payments above your approval amount need a second person, and roles limit who can do what.
Reporting a security issue
If you've found a vulnerability or something suspicious on your account, contact support in the Nemapp app. A dedicated security contact will be listed here.