Nemapp
Personal

Everyday money, without the noise.

Seeing what you have, paying people, moving money to your bank and setting some aside, done carefully.

Nemapp is a financial technology company, not a bank. In private testing; screens show simulated money.

A calm place for everyday money.

Real screens from the Nemapp iPhone app in its test environment.

  1. Accounts

    Checking, savings and vaults, each with its balance, account details and monthly statements.

    Checking account on iPhone: available balance, a one-month chart and account details.
  2. Add money from your bank

    Link a US bank account and move money in or out by ACH.

    Add money on iPhone from a linked bank account, one to three business days.
  3. Pay and request

    Pay Nemapp members by email, phone or @handle. The fee, delivery and total are on screen before you send.

    Payment review on iPhone: $125.50 to a Nemapp member, free and instant.
  4. Set money aside

    Vaults hold money for a goal, with a target, a date and optional scheduled contributions.

    Savings vaults on iPhone with progress toward two goals.
  5. Activity you can search

    Find any transaction by merchant or category, and filter money in, money out and pending.

    Activity on iPhone with search and filters.

Small things, done properly.

Send money keypad in the Nemapp dashboard: $125.50 from Checking.

Send in a few taps

Pick who to pay, type the amount, review. Payments between Nemapp members arrive instantly.

Two vaults: Tokyo in spring at $1,850 of $6,000 and a safety net at $12,000 of $25,000.

Vaults for what's next

Separate money for a goal and watch it fill. It moves back to checking instantly. Vaults don't earn interest.

A balance you can read

What's available, what's pending and how it moved, without decoding a ledger.

Transfer limits: maximum per transfer and a hold of 12, 24 or 48 hours for new recipients.

Limits you choose

Cap any single transfer, and hold first payments to new people while you can still cancel.

Not offered

Debit cards, international transfers, currency exchange, investing, interest and overdraft are not part of Nemapp today.

We're opening carefully.

Nemapp isn't taking applications yet and there is no waitlist to join. When accounts open, availability, terms and the bank that holds customer money will be published here first. Invited testers can sign in to the test dashboard.

Nemapp is a financial technology company, not a bank. In private testing; screens show simulated money.